Neoflex Adapters make it possible to shift from paperwork to centralized electronic document flow with government establishments, thus complying with the legal requirements to credit institutions in terms of their interaction with government establishments (210-FZ, 134-FZ, 311-P, 365-P, 1471-P, 3179-U, 440-P, etc.). An electronic document flow can become transparent and convenient for work and analysis and will reduce operational and labor costs. The cooperation with Neoflex on maintenance of a single platform and interface solutions will provide the opportunity to work effectively with any establishment.

Advantages for business users

  • The widest range of solutions — the interaction with the Federal Treasury, the Federal Tax Service, the Federal Migration Service, the Federal Bailiff Service, the Single Identification and Authentication System and notaries.
  • Convenient graphical interface for end users.
  • Automated Interaction: automatic receiving, sending and processing of information, automatic check of data before sending, automatic encryption and archiving, as well as digital signature.
  • Comprehensive statistics and reports on the system functioning.
  • Flexible licensing policy without limiting the number of users, branches or transactions.
  • Support of legislative changes at the developer’s level — new versions are issued within the scope of standard support at no additional cost.

Advantages of IT-services

  • Support of all interaction channels within a single solution including CB and IEIS channels.
  • Convenient support and maintenance of a single platform.
  • Convenient integration of a bank into the IT landscape— mechanisms of integration with the bank’s IT systems have been included into all adapters in packaged delivery: web services, JDBC and file sharing.
  • Using fault-tolerant
    industrial databases (MS SQL or Oracle).
  • Common technical support service, personal customer account.
  • Neoflex ZKH Adapter
    It allows a bank to ensure interaction with the accounting system of accruals and facts of utility payments GIS ZKH for execution of the Order of the Russian President No. Пр-3081 dated October 13, 2011, and takes into account the requirements of the Order of the Ministry of Communications and Mass Communications of the Russian Federation No. 589/944/пр dated December 28, 2015. Neoflex ZKH Adapter helps a bank:
    • Comply with the immediate forwarding requirement of the information on utility payments to GIS ZKH.
    • Forward information on cancellation and correction of payments to GIS ZKH.
  • Neoflex FNSCB Adapter (311-П)
    Neoflex FNSVB Adapter (311-П) provides the functionality of electronic interaction with the Federal Tax Service through the Central Bank channel. It allows automating the transfer of information on opening or closing an account, a deposit, changing account details, deposit details of the company, individual entrepreneur, or natural person, in accordance with the Federal Law No.134-ФЗ dated June 28, 2013 and Resolution 311-П. The product supports the full processing cycle of incoming and outgoing documents, including encryption, archiving and use of electronic digital signature.
  • Neoflex FNSCB Adapter 365-П (440-П)
    Neoflex FNSVB Adapter (365-П) provides the functionality of electronic interaction with the Federal Tax Service through the Central Bank channel and allows automating the interaction in terms of processing decisions, orders, requirements and requests of tax authorities based on Resolution 365-П (440-П). The product supports the full cycle of processing of incoming and outgoing documents, including encryption, archiving and use of electronic digital signature.
  • Neoflex FNS-E Adapter
    Neoflex FNS-E Adapter is designed for interaction of automated banking systems with the Federal Tax Service when obtaining information and statements from the Unified State Register of Legal Entities and the Unified State Register of Individual Entrepreneurs. The adapter allows automating the interaction between Automated Information System of a bank and the Interagency Electronic Interaction System (IEIS). The adapter supports formation and verification of the digital signature for transmitted messages.
  • Neoflex Notariat Adapter

    Neoflex Notariat Adapter is a software product that allows a bank to carry out electronic interaction with a notary and prepares applications for entering, modification and deleting records in the register of movable property.

    Functionality of Neoflex Notariat Adapter:

    • Automatic reception mode and preparation of electronic documents in.xml format. Storage of electronic documents (ED) in the adapter’s database.
    • Sending of notifications about entering, modification and deleting of the information on
    • pledge.
    • Signing electronic notifications with enhanced encrypted and certified digital signature.
    • Guaranteed delivery of notifications to the notary.
    • Acceptance of notification registration certificates.
    • Comparison of the certificates obtained from the notary with the notifications sent by a bank (reconciliation).
    • Event logging and keeping the statistics of document processing. Neoflex NotariatAdapter can be deployed on data bus and without it.
  • Neoflex FSSP Adapter

    Neoflex FSSP Adapter is designed for interaction of automated banking systems (ABS) with the State Information System of the Federal Bailiff Service to exchange information pursuant to the requirements of the Federal Law of the Russian Federation dated July 27, 2010 No. 210-ФЗ “On Organization of State and Municipal Services”. Implementation of Neoflex FSSP Adapter will allow solving the following tasks:

    • Automate and centralize the document flow with the Federal Bailiff Service — all requests, including requests from regional Federal Bailiff Services, will come to the central office of a bank.
    • Compliance with the legal requirements response to requests and resolutions of the Federal Bailiff Service in time — thus avoiding penalties.
    • Reduce personnel costs — there is no need to allocate resources for processing of requests from the Federal Bailiff Service in branches.
    • Reduce the response time and improve the quality of responses.

    Neoflex FSSP Adapter supports functions for receiving, registration and initial processing of incoming messages on individuals and legal entities from the Federal Bailiff Service of the following types: a request for availability of accounts and funds, a request for cash flow, decisions on search and seizure of funds, seizure and relief of seizure of funds, on forfeiture of funds, on forfeiture of funds in foreign currency in case of debt calculation in rubles, on relief of seizure and forfeiture, on termination of forfeiture.

    The product is an adapter between Automated Banking Systems and IEIS, supporting receipt of messages from the Federal Bailiff Service, formation and forwarding response messages to the Federal Bailiff Service and ensuring the formation of an electronic digital signature (EDS) for transmitted messages. The interaction formats of 1.0.35 version, specified at the official website of the Federal Bailiff Service of Russia, are used for interaction of the product with IEIS.

    (http://fssprus.ru/mvv_fssp/).

  • Neoflex GIS Adapter

    It allows a bank to ensure interaction with the accounting system of accruals and facts of utility payments to GIS GMP for execution of the Federal Laws requirements No. 162-ФЗ dated June 27, 2011 and No. 210-ФЗ dated February 27, 2010. Moreover, it takes into account the requirements of the Order of the Ministry of Communications and Mass Communications of the Russian Federation No. 190 dated December 27, 2010 “On Approval of Technical Requirements for iInteraction of Information Systems in the Unified System of Interagency Electronic Interaction”. Interaction of Neoflex GISAdapter with the banking systems can be implemented either through file transfer ed101 or through JDBC/WS.

    Neoflex GIS Adapter helps a bank to do the following:

    • Comply with the requirements of immediate forwarding of the information about payments for state and municipal services to GIS GMP.
    • Request information on accruals of natural or legal entity according to ID of accruals or ID of natural or legal persons from the public organizations of the federal level or lower.
    • Forward the information on cancellation and correction of payments to GIS GMP.
  • Neoflex FMS Adapter

    In accordance with the Instructions of the Bank of Russia dated January 21, 2014 No. 3179-У, “loan institutions are required to use information from public databases of the federal executive authorities, posted in the Internet, in order to identify the customer, establish and identify the beneficiary, as well as update information on customers and beneficiaries”. The instruction was published in the “Bulletin of the Bank of Russia” on March 18, 2014 and comes into effect within 10 days after its publication.

    Neoflex FMS Adapter helps loan institutions perform the followings:

    • “Passport validity check”. This service with a rapid response checks the validity of the passport of a Russian citizen by series, number and date of issue and returns the information on the validity of the passport. If the check result indicates “not valid”, the system shows the reason of invalidity and the date, from which the passport is being invalid.
    • “Enhanced passport validity check”. This service performs reconciliation of fundamental data (name, date of birth) with passport data (series, number, date of issue). It returns a task number to IC when requested. As a result of request by the task number, the Service returns the information on the results of checking. If the check result indicates “not valid”, the additional fields show the reason of invalidity and the date, from which the passport is being confirmed as invalid.
    • “Check of registration validity by the place of residence”. This service receives fundamental data (name, date of birth), passport data of a Russian citizen (series, number, date of issue) and a registration address for checking. It returns a task number to IC when requested. As a result of request by the task number, the Service returns the result on validity or invalidity of registration according to the place of residence.
    • “Check of registration validity by the place of stay”. This service receives fundamental data (name, date of birth), passport data of a Russian citizen (series, number, date of issue) and a registration address for checking. It returns a task number to IC when requested. As a result of request by the task number, the Service returns the result on validity or invalidity of registration according to the place of stay.
    • “Check of registration of a foreign citizen or a stateless person according by the place of residence”. The service returns the information on foreign citizens or stateless persons in terms of their registration by the place of residence. The service accepts the number of the identification document of foreign citizens or stateless persons (document number, series (if any), and name of the issuing country).
    • “Check of registration of a foreign citizen or a stateless person by the place of stay”. The service returns the information on foreign citizens or stateless persons in terms of their registration according to the place of stay. The service accepts the number of their identification document of foreign citizens or stateless persons (document number, series (if any), and name of the issuing country).
    • “Check of temporary residence permit or residence permit”. The service is designed to check temporary residence permits or residence permits. The service accepts name, date of birth, data on the identification document and data on the requested document, and in response it returns the status of the requested document and the reason for invalidity in case of document invalidity.
  • Neoflex ESIA Adapter

    Neoflex ESIA Adapter is designed for electronic interaction with ESIA. It allows registering natural persons, residents of the Russian Federation, on EPGU (Unified Portal of Public Services) and supports the following functionality:

    • Creation of confirmed ESIA account;
    • Request for the application status to ESIA by the receipt number;
    • Recovery of access to ESIA;
    • Request of client's identity for confirmation .

    Implementation of Neoflex ESIA Adapter allows simplifying the registration procedure of bank clients at the web-site of EPGU (Unified Portal of Public Services). Clients will be able to provide an access for the bank reference on the state of a personal account in the Pension Fund of Russia, which will reduce the risks upon granting loans, reduce the number of fraud cases, and promptly receive the necessary certificates.

Services

Customers